A cash back credit card, as the name would suggest, rewards you for using them with rebate programs and cash back incentives. It is this fact alone that makes these cards very appealing after all, who does not want to get paid just for spending…

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Is a college student naïve when it comes to finances? As a parent, would you trust your teenage college student with a student credit card? Well regardless of your opinion regarding this matter, it is important to know that students are fast becoming a lucrative…

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Obtaining the best car insurance deal can be quite confusing and there are so many different offerings out there. We could find a number of simple tricks that allow us make some real savings on our car insurance bills. In this case, we need to…

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If we have purchased a property, it is important that we can keep it protected, even if have to work overseas. Investment property should provide us with long-term profitability, instead of incurring long-term losses. By making sure that our property is insured, we will be…

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Not too long ago, the only way we can get additional fund for our business is by going directly to the bank. However, the financing industry has been revolutionized and it is possible for us to get more options when trying to borrow some money….

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There are things that we should know before we open an offshore bank account. By understanding these details, we could avoid frustration and wasted time. For people who live in relatively unstable countries, financially or politically; it would be a good idea to put the…

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Insurance is one of the largest industries and average homeowners spend more than $3000 each year on house and contents insurance. There are major hurdles that people may face when they take out insurance. It is important for them to know how to avoid any…

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When the reality bubble bursts, many people need to endure the pain that they are financially troubled. It is natural for many people trying to absolve themselves from blame. They may blame it to external things, such as flawed government rules and weak market conditions….

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For many people, they don’t have the proper financial records that make them eligible for the “Good Accounting Practices” title. We often throw away ATM receipts and credit card statements from a year ago. However, there are better things that we can do to better…

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In many countries, car insurance is considered as a legal requirement. To drive a car on the road, owners need to have a 3rd party insurance coverage. However, it is important to make sure that the coverage isn’t too expensive and we may need to…

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You will be forgiven to believe that a credit card is a bad thing, thanks to all the rants and raves about credit card debts in the recent past. A credit card can be very convenient in most situations. To say the least, you will…

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Many people are worried about negative equity and they could lose sleep worrying about that. In this situation, we should be able to address available options. Some of them are quite pleasant, many of them are not. First of all, we should know that we…

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