When the reality bubble bursts, many people need to endure the pain that they are financially troubled. It is natural for many people trying to absolve themselves from blame. They may blame it to external things, such as flawed government rules and weak market conditions….

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For many people, they don’t have the proper financial records that make them eligible for the “Good Accounting Practices” title. We often throw away ATM receipts and credit card statements from a year ago. However, there are better things that we can do to better…

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In many countries, car insurance is considered as a legal requirement. To drive a car on the road, owners need to have a 3rd party insurance coverage. However, it is important to make sure that the coverage isn’t too expensive and we may need to…

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You will be forgiven to believe that a credit card is a bad thing, thanks to all the rants and raves about credit card debts in the recent past. A credit card can be very convenient in most situations. To say the least, you will…

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Many people are worried about negative equity and they could lose sleep worrying about that. In this situation, we should be able to address available options. Some of them are quite pleasant, many of them are not. First of all, we should know that we…

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